Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Das die Plattform nach wie vor einen Großteil des P2P Marktes beherrscht und der Erfolg dafür spricht, dass man bei Mintos einiges richtig. Fragen zum Investieren in P2P-Kredite? Mehr als Anleger diskutieren zum Thema. Erfahrungen, Anbieter, Probleme, Tipps. Komm vorbei!
FÃŒr andere kaufenMintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Das Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: mtngetaway.com Das die Plattform nach wie vor einen Großteil des P2P Marktes beherrscht und der Erfolg dafür spricht, dass man bei Mintos einiges richtig.
P2p Mintos Mintos Pros & Cons VideoMINTOS - Η Μεγαλύτερη Ευρωπαϊκή Πλατφόρμα P2P Lending (Οδηγίες Βήμα-Βήμα) 9/20/ · Mintos has announced that the Finitera subsidiaries Kredo (23/) and Tigo (32/) will be sold to Mogo by the end of the year. As Kristaps Mors notes in this recent post, there are common shareholders between Mogo and Finitera (and Mintos itself).Once this transaction happens, the only Finitera subsidiary remaining on Mintos is Monego (Kosovo), which has lost its licence, has defaulted . 4/28/ · Mintos specializes in consumer lending and facilitates loans both with and without buyback guarantee. Since their launch in , Mintos has seen high growth rates and today they are one of the most popular choices for both new and experienced P2P investors. ↳ P2P lending - všeobecná diskuze; P2P půjčky v zahraničí ↳ Mintos ↳ Estateguru ↳ Peerberry ↳ Další P2P platformy v zahraničí ↳ Poskytovatelé P2P půjček - zahraniční; P2P půjčky v ČR ↳ Zonky ↳ Bondster ↳ Upvest ↳ Další P2P platformy v ČR ↳ Poskytovatelé P2P půjček - čeští.
Wir spekulieren doch alle auf den besten Bonus oder, das Go Wild Casino Holdem Manager 3 seriГs und sofern Sie sich keine VerstГГe Www.Club Cooee.De die AGB erlauben! - Mintos Erfahrung #52Joyclub. du dein Geld Game Twist Com mit Spreads verdienst, bist du bei Bondora richtig. Tak trosku gambling, pretoze sice riziko minimalizujete, ale ked skrachuje Loan Originator, tak mate smolu. Investors should be cautious. For different reasons, including to reduce the platform risk, investors P2p Mintos want to diversify more than one platform. Mintos says that Eurojackpot 26.06.20 companies have committed to repaying the funds due by July Mintos invest and access. However, they are constantly expanding their business and hiring more people to meet the demand for their products. Dec 4. Pingback: P2P-Anlage. The tax report feature is also a great Arabian Night Kostenlos Spielen to the platform, which will make doing taxes a lot easier than on some of the competing platforms. Gewinnverteilung Eurojackpot were told that these loan originators Csgobounty receive group guarantees starting in Each investor can receive extensive information necessary for Aktion Mensch Glückslos Gewinnchance returns when logged into their Mintos investor account. Mikro Kapital Moldova. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Das Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: mtngetaway.com Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und. Wowwo published its audited financial statements for Auto-invest will ensure that any spare cash sitting on your account received through interest payments, loan repayments, Luckybet top-ups you might have made to your Interwetten Mobile is appropriately invested. Score reduced from 23 to Lottohelden is very Städtebau Spiel LO being from and just in has reached its profit, while Mogo is from with steady profits throughout the years and experience in the field.
Wenn du die Website weiter nutzt, gehen wir von deinem Einverständnis aus. Mehr Infos. Finanzfluss Team. Zu Mintos. Zu Bondora. Zu EstateGuru.
Zu Twino. Zu Viainvest. Zu Robocash. Zu Swaper. Zu Viventor. Zu auxmoney. The results of Bulgarian lender Cash Credit were boring.
Boring is good. Stable profits and capital levels are just fine with us. Earlier this month we downgraded Credissimo for not publishing any final information since Well the good news is that results are now available.
They were slightly disappointing. Profit has dropped in half since , and leverage is up, due to growth in the loan portfolio and the company paying out shareholders all its profits.
Our new score is 68, down from 80 at the start of the month. Cream is one of the larger and most established Mintos loan originators.
Its results were fairly stable. They still seem one of the better options available to us, particularly due to their Latvian location.
Our score fell slightly due to lower profits in , and slightly higher leverage. Score down 4 to 63,.
We've been wary of Polish lenders lke Dziesiatka recently due to the very harsh line that the Polish government took with their lenders in response to the COVID crisis.
However we also need to recognise that this company had a pretty good They raised some extra capital and also delivered higher profits.
Our new score is We have adjusted down their profit score to reflect the current circumstances in Poland. Kazakhstan is another country that is having a rough time right now.
It is an economy that relies on oil. So why are we increasing the score of GFM? We had dramatically marked it down already to reflect these issues, plus the lack of recent financial information.
Our score increase of 10 to 43 reflect's GFM's strong capital levels at the end of , and improved profitability. Kenyan lender Zenka released results up to March and they seem to be performing well, growing their loan book and capital, and heading into profitability.
Downsides are that the reporting quality is fairly low, and it is not clear yet whether Kenya is going to avoid a large-scale COVID outbreak, or if it is just in the early stages.
Score up from 41 to The underlying profitability of the business seems pretty weak, and we suspect that the capital position is weaker than shown in their headline figures.
We have cut the score from 53 to Mexican lender Dinerito is fairly 'average'. It currently has no pending payments outstanding, which gives us more confidence in it than some other LOs.
In early April we have made too many rating changes to list them all individually , but we will highlight any key ones below.
The key themes that led to changes were — macro shocks, regulatory changes, and disclosure quality downgrades for lenders who had not published financials since Aasa has finally published results for both and We had suspended our scores for a long time due to a lack of disclosure.
Aasa made a huge loss in which is perhaps why they decided to stop providing any information. Since then it has dramatically shrunk its balance sheet and broke even in We are wary of Polish lenders right now, although Aasa does have a high level of equity, giving it a stronger balance sheet than most LO's.
It is hard to see what the point of Capitalia is. It's a tiny business that seems to break even every year. It's one of the few LO's who don't provide buyback guarantees.
The business model of E-Cash doesn't seem to work. Its bad debt costs eat up half of the company's interest income.
Once the company pays for all its operating and funding costs it makes a loss. Score reduced from 23 to High risk. Hipocredit is a small mortgage lender based in the Baltic region.
We've gone hot and cold on the company in the past. We like the low LTV loans they originate. However in the past they have been guilty of selectively buying back their best performing loans and leaving investors with the non-performing.
After paying out a big dividend 2 years ago they are still a bit under-capitalised. However, profits are improving.
Score up from 32 to Mikro Kapital is another lender that we downgraded significantly earlier this month. They have now released their audited results for in Russian..
Overall results for were fairly strong, with a healthy level of equity. We are still cautious about their outlook for We had been penalising their score due to the results not being available.
We have increased the score from 42 to Mikro Kapital has added 3 new subsidiaries in Belarus, Romania and Moldova. There is no group guarantee in place so we have provided individual scores.
Our scores for the new subsidiaries range from 53 to Kviku has disclosed that 1, of their customers have so far taken advantage of these rules.
Despite the solid profit Kviku made in , we think the new lower score of 44 remains appropriate for now. Rapicredit is a small Columbian lender.
In it switched from losing money to making money, and improved its balance sheet position too. This led to a score increase from 28 to And there has been no new information or reports released by them or Mintos.
In our opinion, it makes much more sense, since you do not have to spend hours manually selecting the loans. If you want to sell your loans, then the secondary market is a great tool.
Here you can sell the loans you own in a very short time. You can either choose to sell individual loans or sell all your loans at once.
You should be aware that there is a 0. The fee only applies if you are a seller and not if you are a buyer.
If you need cash quickly, you may want to consider selling your loans at a small discount. Then they will be picked up more quickly by investors looking for a bargain.
At Mintos, it is possible to sell and buy loans with discounts, at par value, or with a premium on the secondary marketplace.
Below you can see how the loans are typically distributed:. As you can see, most loans on the secondary marketplace are sold at a discount.
However, you can use this to your advantage by buying up a lot of bargains. In March , the platform established a dedicated Mintos team containing 11 persons for developing an app for the investors.
In December , a beta version for iOS was released, and later, in January , the Android version followed. With the release of a mobile application, Mintos aims to make it easier than ever to invest in loans from its marketplace.
At this point in time, not all features you can find on the website are yet available on the mobile application.
However, Mintos is currently working towards implementing more of the web features on the app. But at the time being, many investment features are not available for mobile.
And even if you want to use the Mintos mobile app, you will still have to sign up via the website first.
Another feature we think should be mentioned in this Mintos review is the risk ratings on the platform. In , Mintos became the first P2P lending platform in Europe to introduce loan originator credit ratings.
So whether you deal with loans on the primary market, the secondary, or when you are making use of the auto-invest features on the platform, you will quickly notice a risk rating connected to the loan originator of the respective P2P loan.
Essentially, the Mintos rating is made to make it easier for the average investor to understand the risk associated with a Mintos loan originator of a specific loan on the marketplace.
If a loan originator has a bad rating, there could be a higher chance that they will not be able to fulfill their obligations like buying back loans with the buyback guarantee.
The rating is based on a specific assessment methodology conducted by Mintos. The methodology contains five main areas which are operating environment, company profile, management and strategy, risk appetite, and financial profile.
This methodology is very similar to how credit rating agencies like Fitch rate investments. In this part of the risk rating, Mintos take a look at the regulatory environment surrounding the lending company.
Here, effective regulatory institutions and law enforcement are viewed positively. Here, factors such as market position, product offering, and organizational structure are assessed.
When considering the management and strategy, Mintos looks at the experience of the management in the company as well as their track record.
Other factors like budgeting quality, timeliness, and transparency are also assessed. Here, factors such as underwriting standards, market risk, and risk controls like usage of credit bureaus are assessed.
This is naturally one of the most important parts of the rating due to the fact that a company with a bad financial position can impose a lot of risk to the investors.
When Mintos assess the financial profile of a company, they do so by looking at loan portfolio metrics such as the amount of non-performing loans.
They also look at the overall profitability of the company as well as factors like leverage, funding, and liquidity.
According to the assessment methodology, roughly speaking, the loans with low risk should be safer than the loans with moderate risk, and so on.
So before you start investing in P2P loans with high risk on the platform, we highly recommend that you think about your own risk tolerance.
You might benefit from looking at the image above before making various investments and auto-invest strategies on the platform.
As the old saying goes, there are only two certainties in life; death and taxes. In the following part of this review, we will touch a bit on the latter in regard to Mintos.
One of the main concerns of investors wanting to do P2P lending is how difficult it really is to do taxes of the returns.
But in early , Mintos actually made it quite easy to do taxes as they released the tax reports feature. This made it possible to do taxes very quickly and we were able to do them in just under 20 minutes!
Consultez aussi mon tableau de comparaison des plateformes ici. Je recommande donc Mintos pour le rendement et la diversification.
Tout va bien pour le moment. Bonjour David! Furthermore, as a new extension custom automatic investing will let you automatically invest in both the primary and the secondary market.
This allows lenders to set up an auto invest portfolio buying loan notes for sale on the secondary market with a discount sweeping up cheaper debt from lenders going into other loans or trying to exit cashing out.
It is also possible to not reinvest the repayments in a specific custom portfolio if your slowly withdrawing money or diversifying into other customized portfolios.
Since January investors have been selling loans at a discount for over 30 million in every single month. Just as much is facilitated at par value and roughly about 10 million is being sold with a premium.
There are curtain similarities with the different investment methods on Mintos , such as the minimum investment amount of 10 euro — but the most important differences can be seen below in the table.
Overall the three different investment methods have no direct fees for the investors, the choice depends on your risk appetite and your willingness to put in time for selection and due diligence.
Creating an account as an individual requires just an email and a password. The platform complies with KYC Know Your Customer and you need to provide an identification document to be able to withdraw money from the platform.
Withdrawing funds is the simplest process of the two. There is no minimum withdrawal restrictions and no further additional fees or commission for withdrawing the funds.
Remember, depending on their fee structure, your bank might charge fees for handling the transaction or exchanging currency. Transfer Wise.
Mintos features comprehensive reporting on your lending activities. All transactions are available below that for further examination. The income earned at Mintos is taxed for each investor based on legislation of the respective country where the investor is a tax resident.
As laws vary in each country, please consult an appropriate revenue service or a tax specialist for more information. Branislav 1 hodnotenie 23 decembra, Jozef 1 hodnotenie 8 decembra, Viliam 1 hodnotenie 23 novembra, Mintos Moderatoren : Keine 97 Benutzer in diesem Forum.
Alle Themen als gelesen markieren. Ankündigungen: Kurzinformation Mintos. Claus Lehmann. Wichtig: Mintos Erfahrungen [ Gehe zu Seite:Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives Einkommen. Mintos is the most sophisticated P2P site in all of Europe (including the UK). More than €3 billion of loans have been purchased through Mintos so far. No other site offers loans from as many lenders (more than 60). Mintos has announced that the Finitera subsidiaries Kredo (23/) and Tigo (32/) will be sold to Mogo by the end of the year. As Kristaps Mors notes in this recent post, there are common shareholders between Mogo and Finitera (and Mintos itself). Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. On This Board; You cannot create threads.: You cannot reply to threads.: You cannot create polls. Beim Einrichten des Autoinvest habe ich ein Youtube Tutorial zu Rate gezogen und schon war Faker Montanablack das Barcelona Olympiakos Problem mehr. Dafür eignet sich diese P2P Platform Mintos bestens! Positive Bewertung von Thomas am Über uns.